Banks & Mortgage Bank Services
We serve our clients with risk-based reserving and capital requirement estimations according to BASEL II & III. We have a team of analyst and interns to perform data mining and modeling (PD, LGD, and EAD). Our services include modeling, model validation, and stress testing.
In addition we help our clients with portfolio risk management and various methods of risk transfer, including securitization, loan portfolio transfers, and credit enhancement tools.
Basel Modeling and Reserving
Credit Risk Modeling and Reserving
Model Application Reviews
Portfolio Risk Analyses and Strategy
CRM Data Mining
Mortgage Reinsurance Captives Analyses
Reserve Adequacy Testing
Evan was able to Buy a Condo in San Diego at 25 because of his training through ERM Academy
Mori offers more than just a simple education- he provides mentorship. There is so much to know going into your career. When you first start the job process, you can see that school prepared you with a brief outline of what is to be expected. At ERM Academy, I learned to spend my time efficiently, approach problems and projects rationally, and apply my skills thoroughly. ERM Academy provided me with the above and beyond competitive advantage.
– Evan E, Risk Analyst, Global Catastrophe Reinsurance
Tyler was able to Buy a House at 24 because of his training through ERM Academy
The success that I have had in my first 2 years of employment is a product of the unique skill set I gained at the Academy and hard work, the incredible opportunities that have come about in my life are simply a byproduct. My whole life growing up I heard about the “American Dream” and how the only way to achieve graduating college and landing a good job working for Corporate America where you could climb the ladder. Which would allow you to buy a house by 30 and raising a family until you retire. It has been 2 years since I graduated the Academy and I still have to pinch myself everyday to make sure the life I am living is in fact real and not a dream.
– Tyler Paschke, Senior Media Buyer and Ad. Operations Specialist
How can you guarantee students get a high paying job?
Because all our students land high paying jobs and become managers soon after. We teach our students amazing skills that are so rare in the US, that we import them. when you graduate from college, You will know skills that only analysts and managers with advanced degrees learn after years of working.
What is your student success rate?
It’s 100% placement over $70,000, and soon after, six figure management positions.
Is the training online or in person?
The training is online but given COVID disappearance, it will be a combination of online and in-person.
How long does it take to complete ERM Academy?
ERM Academy is best taken while a sophomore or junior in college to get 2-3 years of relevant work experience to maximize pay after graduation.
Do I need to have previous experience?
We train you from ground up in all areas – no prerequisites except for hard work and motivation.
Are there Payment Plans?
Yes, there are payment plans for group trainings but not for 1:1 private training.
Is Financial Aid available?
We are currently working on creating a nonprofit organization to fund our students which they repay after being successfully employed in small monthly installments to be used to fund future student tutions.
How does this compare with a college degree?
There is no college degree that does what this program does.
Are there other expenses other than tuition?
There are no other expenses.
Is their support available?
We have all the resources and support that our students need.
Hear From More ERM Academy Actuarial Data Science Job Guarantee Graduates
100% Student Success since 2011
Mori and I worked together at his ERM Academy in Boulder, Colorado for two years. From the moment I met Mori I felt like I had known him for years. He became a good friend and teacher within the first session. Mori is an excellent teacher who is very knowledge in his field. His real life examples make for the best learning experience that anyone could ask for. Risk management is not an easy field and Mori does an excellent job of breaking down complex subjects so that a new student, or even a seasoned student, can relate and understand. When I signed up for his class, I did not know what to expect. What I got was a great introduction and in depth understanding of the Risk Management industry. Mori’s endless connections in the field and expert advice make for an added bonus when working with such a great guy and good friend.
– Christopher Burnham, First Vice President of Investments at Marcus & Millichap
My experience with Mori at the ERM Academy altered my career projection and future goals. I was able to receive one on one training to lay out the land of data, how it’s used in risk across various industries. The skills obtained are those that will last a lifetime and give an edge in the workplace that is unobtainable otherwise. The exposure and experience Mori has and shares with you you can’t find anywhere else. It gives the experience and knowledge that is not available at an institution such as the University of Colorado.
– Tesha J, Business Robotics Analyst Risk Control, UBS Bank
I worked with Mori at his ERM Academy for two years, and he’s been my mentor and great friend for the last six. I can honestly say that nobody is more passionate about creating a new class of hard-working, ethical, and analytically superior students. When I signed on to his program, I didn’t realize I was gaining a career coach and friend for life, but his global network and seemingly endless connections have opened unbelievable doors for me and the rest of the ERM Academy graduates. Mori has a heart of gold and has been the largest influence in my professional career. I use his training every day and I know that he will always be ready to jump on a call and talk about what’s next in my career.
– Alec Hugo, Senior Sales Operations Analyst at OpenTable
Throughout the 6 years of knowing Mori I have never stopped learning. Whether I was working with him, tutoring his students or simply reaching out to see how he was doing he has always helped to progress my skill set while also being a close friend. The ERM Academy taught me the finest Risk Management techniques backed by real-life examples, running in parallel with professionalism and social responsibility. I looked to apply my skills in ways I was unable to in my college courses and I was ecstatic when I achieved this within the Academy. I cannot thank Mori enough for supporting my thirst for knowledge and pushing me further than I thought was possible. From Credit Risk to Predictive Modeling to Marketing Analytics he has helped me think of data in ways I had not been able to before. I find myself looking back at the hours spent working as a Risk Analyst frequently, cherishing the impact it has had on my career and character. Mori is a leader, a colleague and a friend. I thank him for the lessons he’s taught and the experiences he’s shared. I hope, but am confident, that he can continue his tremendous success wherever he ventures next.
– Jon Kelly, Revenue Operations Manager at YipitData
I’ve known Mori now for over 4 years and in that time I don’t think I’ve found someone who’s more passionate in what he does. Mori has been not only an excellent mentor and teacher but a great friend as well. He’s created something truly special in the ERM risk academy and without the academy, as well as his unique brand of tutelage, I would not be in the position I am now. I have yet to come across anyone with as strong of an analytical skillset as Mori and he’s taught me almost everything I know about risk management and the finance industry in general. It’s been a pleasure to know him and I couldn’t recommend anyone more highly then Mori.
– Marcus Martinez, Industry Insights Analyst at ALG, A TrueCar Company
Spending two years with Mori earned me interviews with investment banks, asset management groups, and other Fortune 500 companies both abroad and in the States. His circumferential curriculum and interactive teaching style enabled me to interview for positions in credit risk management, credit reporting, corporate finance, corporate development, market risk management, and general financial analysis. I can genuinely say if it wasn’t for Mori I would not be one of the few American graduates (Bachelor’s degree) who was fortunate enough to find employment in a cutthroat and extremely competitive Fortune 500 job market. Every day on the job I utilitize the technical skills Mori taught me including VBA, Macros, expert Excel modeling, Monte Carlo simulation, statistical analysis in finance, automated reporting, SAS, and Visio. It can be difficult to prove yourself a competitive candidate in international corporations when completing your education in Colorado. However I promise your investment with Mori, in time and money, will open more doors for you [across the world] than an investment with any other mentor or career coach could. Thank you, Mori, for a terrific two years.
– Brooks Kanski, Director at Province, Inc.
In the world of risk and analytics there is no better. Mori is a master of both insurance and credit risk with a proven track record of success. I attended Mori’s Enterprise Risk Management Academy as well as worked under him at ERM Risk Advisors. I learned more in the time I spent with Mori than I did my entire undergraduate career, and I can confidently say that he is the reason I am successful In my role today. A friend, and a colleague whom I am fortunate to have.
– Thomas Waldschmidt, Data Science Analyst II at Goal Structured Solutions, Inc.
Students Since 2008
Hours of Tutoring
Placed Jobs $75,000 +
ERM Risk Advisors Company Info
Enterprise Risk Management Advisors provides consulting services in advanced analytical risk management, actuarial and data mining solutions to Banking, Insurance, and Marketing CRM industries. We utilize a large staff of analysts, and interns and provide our clients with quick turn-arounds at reasonable prices.
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